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Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Q	What are three of the best indicators of real estate market trends?
A	Existing home sales, new home building and mortgage interest rates.
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The Zeuner Team, REALTORŽ, real estate agents and broker for Boca Raton, Boca Pointe and Parkland Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Zeuner Team
RE/MAX Advantage Plus
6901 SW 18 Street, Ste 101
Boca Raton, FL. 33433
800-447-7188
561-447-2100
Fax: 561-395-3955
Email: info@thezeunerteam.com
Hello! As five of America's NUMBER1EXPERTS in Palm Beach County, Doris, Stuart, Craig Zeuner , Shari Zeuner Schwamm and Sharon Malman of The Zeuner Team with RE/MAX Advantage Plus in sunny Boca Raton, Florida look forward to assisting you with all your real estate needs. We serve Boca Raton, Parkland, Highland Beach, Coral Springs, Delray Beach, Boynton Beach, Pompano Beach, Gulfstream, and Lighthouse Pointe. We have been selling in this area for over 20 years and are consistently top sellers for RE/MAX real estate teams in Florida! We use a team approach to selling and invest 100% of our time delivering first class service to you. For more information call 1-800-447-7188 or email us today

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NUMBER1EXPERTS™ in real estate for Boca Raton, Boca Pointe and Parkland, Florida

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